Bank/Fintech Partnerships

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With over 17 years of industry experience, six consumer embedded finance programs launched, Birch Lake Ventures offers proven expertise on best practices, what to do, and most importantly - what not to do!

We don’t just make introductions—we create alignment. Using our proprietary Partner Scorecard, we evaluate more than a dozen key attributes that determine long-term partnership success.

• Bank Profile – Lending concentrations (consumer vs. commercial), pulled from public reports 
• Regulatory Standing – Review of any regulatory concerns. Also consider negative news.
• Partnership History – Current embedded finance/BaaS programs and performance.
• Technology Readiness – Core systems, APIs, and integration flexibility.
• Governance & Risk Posture – Strength of compliance, BSA/AML, and operational controls.
• Strategic Direction – Balance sheet appetite, market priorities, and growth goals.

Both banks and fintechs can use the scorecard, rank what matters most, and instantly see the most compatible partner matches.

**Disclaimer: public information can be limited in certain areas, but majority of core scorecard attributes are generally accessible. 

 The right partnership isn’t just about opportunity—it’s about fit. Our process ensures:

• Clarity – Objective insights replace guesswork.
• Efficiency – Faster conversations with the right partners.
• Confidence – Decisions backed by data, not just intuition.
• Scalability – A framework that grows with your business needs.

The result? Partnerships that aren’t just signed—they thrive.

Coming Soon!

Have questions or comments? We're always here to help. Contact us today and we'll get back to you as soon as possible. Can message us on home page at the bottom or call/text Keith Sexe at 605.376.1068, or email keith@birchlakeventures.com